Filing a Hail Insurance Claim
When working with your insurance company, it is important to keep in mind that there is a natural conflict of interest that exists with all insurance companies. While an ethical insurance company wants what is best for you and your investment; it also wants what is most profitable for the company. Which boils down to one question “How to ensure our policy holder is satisfied but is not paid anymore on a claim than necessary?”
On the surface this question seems far for both sides, but do you know how to ensure you are getting what is best for you and the protection of your home? Considering all the different roofing products, processes, and features when restoring your home it is no wonder our clients want their A Dynamic Roofing Service Representatives to be involved from the very start of the claim process. Our vision is perfect home restoration and our goal is complete customer satisfaction.
A Dynamic Roofing Service is a start-to-finish hail damage restoration company. We are with you all the way through the process. Starting with an initial inspection to close out the claim and requesting final inspection from Pike’s Peak Regional Building Department. The steps to complete a roof restoration are many and can be very frustrating for the inexperienced.
A Dynamic Roofing Service is known for our client education on the claims process. The steps below are for your benefit, so please take a second to skim through the process. We say 'skim' because our trained representative will walk you through each step and answer all of your questions.
1. How do you know if a new roof is needed for your property?
2. Now that your representative is at your property and has inspected the entire exterior of your home for damage it is time talk about what has been found:
Congratulations! Your claim has been filed. Soon after filing the claim, an adjuster will come to examine the damage to the property. Your representative will always offer to be present for the adjustment. This is the best way to ensure you are properly represented during the adjustment process, and your claim is approved for the best settlement possible.
On the surface this question seems far for both sides, but do you know how to ensure you are getting what is best for you and the protection of your home? Considering all the different roofing products, processes, and features when restoring your home it is no wonder our clients want their A Dynamic Roofing Service Representatives to be involved from the very start of the claim process. Our vision is perfect home restoration and our goal is complete customer satisfaction.
A Dynamic Roofing Service is a start-to-finish hail damage restoration company. We are with you all the way through the process. Starting with an initial inspection to close out the claim and requesting final inspection from Pike’s Peak Regional Building Department. The steps to complete a roof restoration are many and can be very frustrating for the inexperienced.
A Dynamic Roofing Service is known for our client education on the claims process. The steps below are for your benefit, so please take a second to skim through the process. We say 'skim' because our trained representative will walk you through each step and answer all of your questions.
1. How do you know if a new roof is needed for your property?
- Did you have quarter sized hail or bigger
- Do you see shingle granular material on walk ways and/or driveways
- Does any metal items on the property show even slight dents (mailbox, vehicles, vent covers)
- Are your neighbors getting inspection or roof replacements
2. Now that your representative is at your property and has inspected the entire exterior of your home for damage it is time talk about what has been found:
- If there is not a claimable amount of damage, your representative will point out any issues with the property that might become problematic in the future and leave you with a detailed inspection. It is a good idea to have regular home inspection (at least once a year) to identify small issues before they become big problems.
- If there is enough damage to file a claim your representative will offer to help you with this on the spot. Your insurance provider will take notes on the details of the inspection. These notes are then given to the adjuster to help with finding damage. It is important to get them all listed.
- Your insurance company will issue a Claim Number. This number is very important, it is your reference for all the work that will take place under that claim. Please keep this with you records and share it with you representative as he will need it when working with your insurance company on your behalf.
Congratulations! Your claim has been filed. Soon after filing the claim, an adjuster will come to examine the damage to the property. Your representative will always offer to be present for the adjustment. This is the best way to ensure you are properly represented during the adjustment process, and your claim is approved for the best settlement possible.